Frequently Asked Questions

Why should I consider preplanning my funeral?

Preplanning your funeral has many advantages. Some of which include, offering your loved ones peace of mind, eliminating emotional overspending that often occurs from grief or guilt when loved ones are left to make these decisions, and ensuring that your wishes are known. Prefunding your arrangements also has specific cost benefits for you that your family will appreciate later.

How can prefunding help me qualify for Medicaid?

Medicaid is a health insurance program funded by the government that helps people with low incomes. Medicaid pays for medical treatment, including nursing home care and other services. In order to qualify for Medicaid, one must meet the eligibility requirements, which include:

• 65 years or older
• Blind or disabled
• U.S. Citizen or a lawfully admitted immigrant
• Low income and low assets

Preplanning and prefunding your final expenses with the appropriate funding vehicle reduces your net assets, which could help you qualify for Medicaid.

What options are available to prepay my final expenses?

There are several options available for paying your final expenses in advance, each with varying advantages and disadvantages. Some of the most popular options are preneed insurance, funeral expense trust, certificate of deposit, and traditional life insurance/annuity.

How much does an average funeral cost?

Funeral costs vary dependent upon your location and your choices. Contact your local funeral home for a price list or to get a free quote.

Who should I contact for more information about preplanning my funeral?

Click here to find a family service counselor in your area.

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